The ideas from the podcast, in writing. Each piece takes one structural risk in retirement income and works through it with real numbers.
The years before retirement are the most flexible planning window you will ever have. Once you retire, the same decisions become reactive instead of proactive.
Read the article →The word "annuity" shuts down more planning conversations than almost anything else in retirement income. Here is the mechanism itself, explained plainly, so you can evaluate the instrument instead of reacting to its reputation.
Read the article →A retirement plan can look solid while both spouses are alive, then collapse the day one of them dies. Here's the mechanics behind that drop, and the worked example that shows how to close it.
Read the article →Most people retire having done everything right with saving and investing. Then the real question arrives: where does the income actually come from, and what happens to it when the market drops?
Read the article →Read Enough to Know?
The Income Standard Review measures this exact structural risk against your actual numbers. 45–60 minutes. No cost. No pitch.
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